Search This Blog

Thursday, October 23, 2014

Saving Money on Grocery Shopping


This week when I spent our grocery money and made the post of meal planning from
what we already had and came out with 11 meals I thought maybe someone is struggling with finding great deals and making their money stretch to have enough food that would last for 2 or 3 weeks if needed. I couldn't always do this. But the Lord showed me how. It's a simple principle He taught me on giving and buying. If you have 3 then you have 1 for now, 1 for later and 1 to give. Before we would give away more than we could spare and end up in need, lol. But we have learned.

So, our food budget is $60 a week for a family of 2 adults and 2 toddlers this is in TX. I also purchase all of our household items with this budget so considering everything we need to buy for our home a month I usually spend over even up to $150 about once a month for an average of $80 a week. We use to receive $400 a month in food-stamps and the Lord showed me how to rely on Him instead of the governments money and He has always provided more than enough always to meet our needs and for us to help others in need and so I can be a stay at home mom with my two toddler boys.

For my weekly food budget I make a list as we run out of things on a paper on the fridge and then I add items that are on sale and create my meal plan from this plus what we already have. Sometimes I ask my husband to shop for me if I'm feeling weak because I know that he will just buy what's on the list and save us money, he's great at that as I always buy more than what's on the list and struggle with not overspending. The best way for me to not overspend is 2 part: 1. keep track of each item going into the buggy and add up total. 2. take the exact amount in cash and leave c.c. in car. This way I'm forced to put things back and i've had to do this many times to stay within our budget.

My favorite way to save money is buying off-brands such as at Walmart, HEB or Aldi's and then buying 3 or 4 when they are on clearance which is how I love to stock up on snacks. Recently I found 12 grain bread for .25c a loaf at Aldi's. I bought 8 loaves and stored in our deep-freezer which I highly recommend buying one to help you store your great deals. I buy our meat for .79clb Chicken fryers or whole chickens, drumsticks even at Super-1 usually they come in 4lb bags and will make a weeks worth of meals. I love to cook them defrosted in the crockpot-so easy it cooks while I'm asleep and you wake up to a nice aroma of cooked meat. love it!

I do not use coupons I did try the clipping coupon method and it wasted a lot of my time and it tends to become an addiction and an obsession to me it's sinful when you are dreaming about it at night because you spent so much time of your day trying to match sales with coupons. It's not how I want to spend my day, lol. I like fast and simple methods that are consistent and you can rely on time and time again. That's why I know all my prices in my head for most items I purchase so I can easily compare prices and find a good deal that I want to buy an extra and then the great deal that I want to stock up on or buy alot of. It's important to keep your budget so your not overspending but when you want to stock up it's good to do this too when the items are something you eat regularly and are way below regular price and would be considered clearance priced.

I hope these post will help you as I share with you:

please read the next post on saving money: extreme couponing and stockpiling

and how to make your own Homemade Laundry Soap to save tons of money a year!

Making Homemade Pizza as good and better than store bought and those $5 pizzas at Little Caesar's and 10 other cheap meals from what's already in your pantry.

Wednesday, October 22, 2014

Teaching Your Children at Home:

Encouraging Christian Homeschool Families      
"18“So commit yourselves wholeheartedly to these words of mine. Tie them to your hands and wear them on your forehead as reminders. 19Teach them to your children. Talk about them when you are at home and when you are on the road, when you are going to bed and when you are getting up. 20Write them on the doorposts of your house and on your gates, 21so that as long as the sky remains above the earth, you and your children may flourish in the land the LORD swore to give your ancestors."  Deuteronomy 11

As a SAHM and Homeschool Mom of 2 Toddlers It's important to know where to begin on this journey of homeschooling or teaching your children to prepare them for p.s. Here's some beginning steps to help you know what you need to do for Homeschooling:

1. Know the Law of Your State especially if you plan on pulling them out of public school
        1. Home School State Laws
  1. Get Connected-Find a Support group
  2. Research & Choose Curriculum
2. Read about different styles of homeschooling from families. Here's some books I've read and that have helped me as a homeschool mom. There's also plenty of groups for homeschooling that you can ask questions on.
  1. Homeschooling with a Meek and Quiet Spirit by Teri Maxwell. I am planning on rereading this because she gives some great advice to help with dealing with the pressures of being a mom. The Maxwells have been homeschooling for a long time and I love many of their resources. You can visit their website too: www.titus2.com 
  2. A Woman After God's Own Heart® by Elizabeth George I picked up this book when I was a new wife and pregnant with my first child over 4 years ago and I still turn to it and the author has many other books that I would recommend for the whole family.
  3. Mommy, Teach Me to Read: A Complete and Easy-to-Use Home Reading Program I read this and used some suggestions from it.
  4. Help! I'm Married to a Homeschooling Mom: Showing Dads How to Meet the Needs of Their Homeschooling Wives this is a funny book for Dad's but I enjoyed it too.
"Teach a youth about the way he should go; even when he is old he will not depart from it." Proverbs 22:6
"Train up a child in the way he should go: and when he is old, he will not depart from it." KJV
"Direct your children onto the right path, and when they are older, they will not leave it." NLT
My boys 4 & 2



Tuesday, October 21, 2014

11 Cheap Meals

This week I wanted to share with you how to cook from what you have in your kitchen already. This is great for when you overspend, want to save money. or just use up your pantry and freezer items.
First: take inventory of all the food and ingredients you have on hand. My List:

  • 5 lb potatos
  • 3 lbs apples
  • 3 lbs frozen chicken drumsticks
  • 3 loaves of bread in deepfreeze
  • 1/2 pound sliced ham
  • 1 lb ground turkey
  • sliced breakfast bacon
  • can of biscuits
  • 2 sausage links
  • 1 lb carrots
  • bushel of broccoli fresh
  • 1/2 gallon milk
  • 1/2 container of butter
  • frozen grape, orange juice
  • frozen turkey burgers-6
  • sliced cheese
  • shredded cheese
  • 2 containers peanut butter
  • jar of jelly
  • ranch dressing
  • salsa
  • condiments: mustard, mayo, ketchup, 4 eggs
  • seasonings: seasoned salt, cinnamon, salt, pepper, garlic powder, cumin, vanilla
  • bag of flour, sugar, pudding, jello
  • 1/2 bag of cereal, sleeve of crackers
  • canned goods: 10 cans tomato sauce, 4 cans green beans, corn, 2 cans tuna, various cans of beans
Now take your meat to make some meals. We also had a 10lb pumpkin that I wanted to cook before it went bad so I started with that.
Meals:
  1. Pumpkin Stew: ingredients-1/2 pumpkin, 3lbs potatos, 1lb turkey, 1 can corn, green beans, black beans, 3 cans tomato sauce
  2. pumpkin pie: 1/2 pumpkin, butter, milk, egg, cinnamon, vanilla, sugar, powdered sugar, brown sugar
  3. Sausage & Biscuits (pig-in-the blankets with cheese slices)
  4. Homemade Pizza with yeast(already have) flour, tomato sauce, cheese, brocolli, ham, sliced pepperonis (already have)2 pizzas per 2 1/2 cups of flour (super-cheap)
  5. Muffins: with pumpkin pie and flour, egg, milk, baking soda, 1 apple
  6. Turkey burgers on loaf bread and with cheese and canned beans
  7. Homemade pancakes with flour, some pancake mix i already have, cinnamon, vanilla
  8. Tuna Sandwiches with 2 cans of tuna add mayo, chopped pickles already have put on bread add cheese eat with apple and beans
  9. Peanut butter & Jelly sandwiches eat with apples w/peanut butter
  10. Crockpot chicken with potatos and bacon
  11. Bacon & Toast eat with muffins or pancakes.
I know everyone might not have this much stuff but I hope that you get the point and can come up with some great meals with what you do have already in your kitchen. If you need some more food you can go to your local food-pantry or churches that have a food pantry.


Baked Pumpkin Pie no-crust

 Bake sliced and deseeded pumpk in ove for 2 hours at 400. Cool, Peel, slice and puree
add butter, cinnamon, vanilla, sugar, brown sugar and blend, add 1 egg and stir 
Pour in a baking dish, add marshmallows and powdered sugar 
bake at 375 for 25 minutes
Let cool and serve
You can also use for homemade muffins, bread, cookies,add into oatmeal, 
and serve with icecream.


Easy Pumpkin Soup Recipe

1. Cut pumpkin in 1/2 and clean out seeds,
Bake in oven for 2 hours on 400

2. Remove peel and cut into cubed pieces
add cooked potatos (i cooked in crockpot),
and any other vegies you
have in can or fresh on hand

3. Cook 1lb of ground beef or turkey
add fresh brocolli or other vegies to cook
and seasoned tomato sauce, seasoned salt, pepper, and chile powder

4. mix ingredients into big pot add 2 cups of water,
2 more cans of seasoned tomato sauce,
i added green beans, corn, black beans, and 2 cups of rice
all ingredients i had in the pantry. Let simmer for 20 minutes
Serve cooled off with loaf bread, crackers, or corn bread


David enjoying his soup
 JJ enjoying his soup
Enjoy! you can freeze some for later!

Tuesday, October 14, 2014

Today's Words of Encouragement & Meal Plan

Today's Words of Encouragement W.O.E.


"A wise woman builds her home, but a foolish woman tears it down with her own hands. Those who follow the right path fear the Lord; those who take the wrong path despise him. Those who fear the Lord are secure; he will be a refuge for their children. Fear of the Lord is life-giving fountain; it offers escape from the snares of death." Proverbs 14:1-2, 26-27


If we know who He is we can embrace and be who we are in Him and build a lasting refuge for our families for many generations to come. Fear of temporary things that we have no control over tears down our foundation which should be built on our faith and testimony through Jesus Christ. Don't allow the fear caused by satan to tear down your house built on Christ and fear in Him which is a life-saving, life-bearing, and life-giving fear that brings eternal life. Think on things of eternity!

Menu for Today:

breakfast: scrambled eggs with cheese & spinach add salsa, bacon, and biscuits with jelly drink: juice and gummy vitamins

snack: cereal & milk

Lunch: grilled turkey & cheese sandwiches with veggie & noodle soup drink: coolaid

snack: pudding & fruit w/water

Dinner: grilled cheese burger w/ spinach, pickles, tomatos with pretzels and salad w/coolaid

snack: pb&j with milk

  1. Kindle eBooks for Children: Orangey the Goldfish by Eddie Bee, Lucas the Lion by Rachel Michaels, How Oakley Lost His Spots by DC Swain 
  2. E-books for Moms: Walking with Jesus Christ by Dr. Lon G. Stewart
For Low-Cost Gift Ideals: Shop Amazon - Give the Gift of Amazon Prime




Monday, October 13, 2014

Sensible Living-Daily Menu Plan




Sensible Living-Daily Menu Plan

this is what I planned for today for my two toddler boys you can use it for any day


Breakfast: brown-sugar old fashioned oatmeal with raisins, chocolate chip waffles, Aldi's pumpkin spice syrup to save money you can make your waffles with a waffle iron i used frozen ones.

Snack: grapes and apple slices with peanut butter

Lunch: crackers with cheese and meat slices, broccoli & ranch

Snack: p.b. & jelly sandwich/ cereal

Dinner: Crockpot ribs shredded on 12 grain sandwich bread with mayo and cheese
Spinach salad with croutons and tomatoes and ranch dressing

Snack: p.b. crackers

Sunday, October 12, 2014

Homemade Liquid Laundry Soap-NEW Update!



Recently Updated: 10/06/2015


Looking for an easy way to save $100 or more a year on laundry soap? Here's a great solution making ‪#‎homemade‬ ‪#‎laundry‬ ‪#‎soap‬.  

Homemade Liquid Laundry Soap:
safe for HE machines (non-sud)

2 cups 20 Mule Team Borax
1 cup A&H Super Washing Soda
1 bar Fels Naptha or other laundry bar soap
1 box (16 oz) of baking soda
optional: add any scented essential oils my faves our lemongrass and lavendar, or scented powder laundry soap found in the cleaning isle.

How to make:

1. fill a boiler with water put on med high heat until boiling
2.grate laundry bar soap and add to boiling water, lower stovetop to med heat and slowly boil allowing the soap to dissolve this process should take atleast 5 minutes for best results
2. get a 5-10 gallon container with a lid or trash can and fill 1/4 way with warm-hot water, add your other ingredients and mix for 2 minutes until fully dissolved with a long stirrer
3. add your dissolved soap (you can add scented laundry powder or essential oils if you prefer)
fill 1/2 full with warm water, stir well
4. cover and let gel over night 24hours
5. stir laundry soap (it will be a thick concentrated gel) fill to brim with warm water stirring and then you can use as usual or you can pour into empty laundry containers or other containers of preference. this lasts our family for a year unless i give some away or sale some which i usually do. it really depends on the size of your family and volume of laundry you wash. This lasts my family of 2 adults and 2 toddlers for one year, costing us: $9.50 but box of washing soda and borax will last 5 batches.

Here's a how to video: http://www.truthandaction.org/diy-time-homemade-laundry-detergent-20-cents-gallon/

Possible Questions Answered: How much do I use?: to start I only use cold water, and i always wash an extra large load, i add 2 scoops per xlarge load, plus 1 scoop of distilled vinegar per stinky load (peed on or soiled underwear, smelly work clothes). For my husbands greesy work clothes I use 4 scoops of the laundry soap plus 2 scoops of vinegar and I wash on extra-clean (15 min. for the extra smelly, soiled, or dirty clothes) or regular clean (9minutes) for all regular dirty clothes.
the total cost for the ingredients which will give you several batches of liquid laundry soap is: $4 each for the washing soda and borax, $1-$2 for the bar of laundry soap, and .50-$1 for the baking soda so total cost to get started is: $9.50- $11 and then all you will need to buy for the 2nd-5th batch is your soap and baking soda so it will only cost you an additional: $1.50-$3. Isn't that great!!
My Savings:Before making my own laundry soap i bought A&H Liquid which cost $7.50 and would last me 2 weeks so I spent $15 per month on laundry soap so that's $190 per year plus I used hot-water and bleach. I discovered that you can use cold water only and your clothes will still get clean with this laundry soap and vinegar is a great bleach alternative. I do bleach our socks and undergarments twice a year with lavendar bleach and hot water because I find it freshens them and maybe it's just out of habit but that's my little thing I do.

How do we Face Fear?


W.O.E.: we all have fears but remember this: the devil is a liar, our God is bigger than this, remember and carry His word and His truth in your Heart not what's on the headline news to bring fear into you. do not live in fear and trembling of what's happening in the world, but that you didn't know Him, carry His peace that surpasses all understanding in your heart, mind, and spirit and when you Have His Word stamped on your heart their's no fear that can overcome your faith in Christ who has already defeated the enemy, the prince of darkness and ruler of this world, the Prince of Peace has won and so let's live in victory instead awaiting His return with works of faith and acts of belief we shouldn't be affirming the fears that the world carries we are to take the yoke of Jesus and allow His promise to fill our hearts instead, give Him your fears, your burdens, your worries and wear His love and comfort and peace instead. amen!

Friday, October 10, 2014

It is Beautiful!

submission and obedience to God is beautiful, it is what being a Proverbs 31 woman is all about, my prayer is for all of us to put all things in our lives under His Divine authority and Hand and that we may receive willingly His intercession, feel conviction, have discernment and live wisely representing the fullness and the truth of who and what is Jesus Christ in this world who so needs the Hope that Jesus and only Him can bring to them, let's do this saints of God! ‪#‎WordsofEncouragement‬

Monday, October 6, 2014

Why Words of Encouragement?



Words of Encouragement was inspired by the Lord as a writing platform for me to share the Word of God with Woman and Men in prison back in 2009, it has since expanded beyond the U.S. through Gods grace and divine hand as He gave me the gift to write 2 books available on amazon under Kimberly Fincher and through kimfincher.blogspot.com.

I encourage you to embrace the gifts Gods blessed you with rather it's a writer and encourager like myself or any other possibilities and use them to honor and glorify the Lord and to love. I still have much to learn about this and hope to learn much from this forum and others as I never want to stop growing, making new friends, and loving this life.

Connect with me on Words of Encouragement fbgroup



Featured Post

You Are Significant!

You Are Significant!   “So don’t worry about these things, saying, ‘What will we eat? What will we drink? What will we wear?’  32  The...

Google+ Badge