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Tuesday, February 23, 2016

CHALLENGE: do the strip test on your homemade laundry soap n post ur results!

Debt-Free in 1 Year : Homemade Liquid Laundry Soap-NEW Update!:

Does this recipe or others really clean your laundry or not? Im going to answer this qiestion by doing a laundry strip test and post the results here, try the challenge with me!

I found several posts with recipes basically the same on stripping or refreshing towels you can do a search to find those basically you use 1 cup of distilled white vinegar to a load of towels in hot water nothing else added n then you wash a 2 nd time in hot water with only baking soda dry without using any fabric softener.

How i tested my clean clothes was i filled a big gallon or 2 container with hot water n added 1/2 cup baking soda n borax n 1/4 cup white distilled vinegar. Heres some pics: i actually wasnt following my laudry recipe. i started using 2-4 tbsp instead of 2-4 scoops which is a 3/4 cup n yes my clothes were still dirty so back to the correct qty of soap n im going to do another test. Stay tuned!
after my first strip test 

the clean clothes i used
the measure i'd been using was too small wrong measurement not enough of my recipe of laundry soap!

distilled white vinegar i use as a fabric softener
and alternative to bleach

I did another test and will post pics after i used the correct amount of my laundry soap and the water was still dirty so i decided that I will buy a cheap brand of laundry soap and add a 1/2 scoop with my homemade laundry soap and for a great group resource and to see why you shouldn't use homemade laundry soap join this great group. LaundryLoveandScience I personally am not so easily persuaded but still love the group as it's all about cleaning. Hope this help you make the best decision on cleaning and saving for your family.

Recently Updated: 10/06/2015 Looking for an easy way to save $100 or more a year on laundry soap? Here's a great solution making ...

Friday, February 19, 2016

Intro to my debt free journey-our Dave Jobs

We've really been on this journey for several years but this time it feels like the last because my husband got serious about it. So important that couples are on the same page when trying to achieve debt free status. We knew an increase in income was needed so my husband a nd decided to take a 2nd pt job as a pizza delivery driver 20-25 hours a week. He's been there about 10 weeks now and I was wanting a pt job n I started on his nights off so 3 nights a week for 15 hrs our pto income combined is about $1400 estimate as I've just been there two weeks and our pay is $5.50 per hr not on deliveries, $1.25 per delivery plus tips. We average $8 per hour minus gas. Both of our cars get great gas miles mine 18 mpg n his a bit more so only about $10 more a week in fuel cost. Both our vehicles are paid for n older 2001 n 2002 and if one hits the dust we will cash flow another one both cost under $5k, I've had mine 2 years with no major repairs, my husband has had his 6 months more work on his.

We saved up our EF- BS1 in Dec.2015 paid a little down on some debt, had to dip into our #ef about $500 for hubbies car repairs. Took another 6 weeks to refill that. This Feb.2016 we used our tax refund of $3600 to pay off our highest interest rate loan a bank loan for $2800. Now the monthly payment of $120 will be rolled over in our snowball debt payments. We plan on using 90% of our income from our Dave jobs to pay off debt that's $1200 a month which gives us an estimate goal of 12 months to pay off our payment live debt of $16680. All of the money to pay this debt is estimated to come from our pt dave jobs at $300 a week or $1200 a month.
Without my husband being willing to get a 2nd job and encouraging me to it would take is 3-5xs longer to pay off our debt. Living debt free is possible with a lot of hard work, focused, and determination.
If we can increase our income to pay off our debt in one year we know you can too! What odd jobs are you taking to increase your income to get out of debt? Whens your debt free goal?
#Dave Ramsey, #baby steps, #debtfree

Wednesday, February 3, 2016

Year Round Savings Plan

How to Save Year Round on Your Favorite Foods:

Know Your Options-price comparison
I love rasberries but they're not in season right now for fresh rasberries they sale for 4-5xs as when they're in season but i do have options i could go to the freezer section and find a wide variety of my favorite fruits frozen which would be great for smoothies. Or you can get canned fruits that are not in season right now like pineapple a 16oz can is .99c and mandarins .50c for an 8oz can.

Also for vegetables you have to consider your options and compare prices. Fresh might not always be the best option if it's double the price as when in season. For brocolli we can get a big bunch for .89c right now and you can also get about the same amount already prepared frozen some might get the frozen to save on time of preparing i know i love to find shortcuts to cooking having a toddler under foot full time still. Also for corn, okra, green beans, peas n carrots you might find a better deal in the freezer or canned. i recently found sweet peas for .33c a can what a deal! Also they've been having big cans of sweet potato yams for .89c for a while we don't really eat those very often or i'd be stocked up. We have been grabbing a great deal on canned raviollis which i personally love for .89c a 28oz can.

Keep your eyes on the look out for discounts n clearance priced items that you can stock up on when it's something your family regularly eats at regular price if it's not something you already buy get 1 but don't buy a whole bunch as that's extra spending not saving.

fresh, frozen, canned
pineapples, berries, grapes, oranges, bananas (frozen)

fresh, frozen, canned
green beans, brocolli, carrots, corn, okra, beans

Other items it's good to know your stores cycles for stocking up:
bread, meats, cheese, snacks, cereal, juice, dairy, pastas, baked goods, seasonal items

What's your favorite way to stock up your pantry and save extra $ from your grocery bill?

Tuesday, February 2, 2016

The Benefits of Wisdom

The Benefits of Wisdom

My child,[a] listen to what I say,
    and treasure my commands.
Tune your ears to wisdom,
    and concentrate on understanding.
Cry out for insight,
    and ask for understanding.
Search for them as you would for silver;
    seek them like hidden treasures.
Then you will understand what it means to fear theLord,
    and you will gain knowledge of God.
For the Lord grants wisdom!
    From his mouth come knowledge and understanding.
He grants a treasure of common sense to the honest.
    He is a shield to those who walk with integrity.
He guards the paths of the just
    and protects those who are faithful to him.
Then you will understand what is right, just, and fair,
    and you will find the right way to go.
10 For wisdom will enter your heart,
    and knowledge will fill you with joy.
11 Wise choices will watch over you.
    Understanding will keep you safe.
12 Wisdom will save you from evil people,
    from those whose words are twisted.
13 These men turn from the right way
    to walk down dark paths.
14 They take pleasure in doing wrong,
    and they enjoy the twisted ways of evil.
15 Their actions are crooked,
    and their ways are wrong.
16 Wisdom will save you from the immoral woman,
    from the seductive words of the promiscuous woman.
17 She has abandoned her husband
    and ignores the covenant she made before God.
18 Entering her house leads to death;
    it is the road to the grave.[b]
19 The man who visits her is doomed.
    He will never reach the paths of life.
20 Follow the steps of good men instead,
    and stay on the paths of the righteous.
21 For only the godly will live in the land,
    and those with integrity will remain in it.
22 But the wicked will be removed from the land,
    and the treacherous will be uprooted.

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